Construction Today - November 2017 - 9
'When a safety culture is
can make a big
It's smart to have a system for reviewing
motor vehicle records for all identified
drivers annually. That way, drivers with poor
driving records can be proactively identified
with a simple motor vehicle record check.
CT: How widespread is telematics technology adoption in the construction industry?
Keegan: Vehicle telematics is gaining traction in construction. GPS Insights' 2016-2017
Fleet Management Technology Report notes
that 41 percent of construction fleets are now
fitted with telematics.
Having a clear strategy for what to do
edge and cultural awareness of why safety
practices are important. Skill-based training
shows the actual hands-on procedures of
a task, such as driving, whereas awareness-based training includes general policies, hazard recognition and expectations for
maintaining a safe work environment.
CT: How can a business implement new
measures to encourage and monitor safety
among its drivers?
Kreuzer: An effective safety culture must
start with senior management. When the
culture is embraced by supervisors and seen
by employees, it can make a big difference.
It's also important for a safety program to
maintain consistent expectations across all
levels of the organization. If senior management takes a "do as I say, not as I do"
approach to addressing bad driving habits,
it could undermine efforts to discourage
employees from the same behavior.
Seven Tips for Hiring Safer Drivers
1. Create consistent standards for all drivers.
2. Verify past work history and safety records.
3. Conduct background checks.
4. Evaluate motor vehicle records for violations.
5. Conduct written and road tests.
6. Verify certification.
7. Adhere to applicable commercial vehicle driver
with the information generated by telematics will help contractors
ensure follow-up on driving patterns, whether it's tracking employee behavior or efficiency, or influencing driver management
and coaching programs. Our work with VTTI reveals a link between
effective driver behavior management systems and reductions
to risky driving behavior, but this is only true when the business
successfully uses the information it has gathered to coach drivers
on how to improve safety.
It's very important for businesses to understand that telematics
systems create additional responsibility for their business. Some jurisdictions will recognize failure to act on telematics data that reveal
unsafe driver behaviors as a basis for corporate liability in the event
of an accident.
CT: What insurance products should construction businesses
consider to limit their financial liability and that of their drivers?
Keegan: First and foremost, carrying excess limits above a contractor's primary auto policy helps ensure there is sufficient coverage
to protect a company in the event of a serious loss. Construction-related auto claims can be severe and can generate exposure well in
excess of a company's primary limits.
Having the appropriate non-owned auto coverage will also help
protect contractors with employees who drive their own vehicles
for business purposes. If an employee gets in an accident when
using their own vehicle for a job-related task, potential liability for
contractors may follow, as the lines between business and personal
use are blurred.
A contractor's day-to-day operations can have differing statutory
requirements, especially when considering the variety of locations,
travel requirements, vehicle types and mobile equipment commonly found in the industry.
Working closely with an insurance carrier and agent or broker
that specializes in construction risks to review your insurance program each year helps to proactively mitigate these risks and financial responsibilities, not only through the purchase of insurance,
but also through training programs and on-site consultations.
NOVEMBER 2017 CONSTRUCTION-TODAY.COM